There was a minor hiccup yesterday. Our mortgage broker called me up towards the end of the day in a flap because something had gone wrong on the seller's side of things, and their bank hadn't accepted the transaction or something. I still don't know the full story. Something about them missing a mortgage payment possibly.

Anyway, she was able to arrange for funding and closing today, instead of funding yesterday and closing today, so the outcome was still the same.

Now the real fun starts.

The first thing I did tonight was program the garage door opener into the Prius' HomeLink thingy built into the rear vision mirror. It's always nice to be able to use a feature, even if it's taken 4 years.

Yesterday morning we went to the title company to do all of the paperwork for the condo purchase. I'm still not entirely clear on the whole process, but basically we signed a ton of disclosures and the loan documents, and the whole lot got notarised.

I found the thumbprint requirement rather amusing.

So the loan should fund today, and the title change will register with the county on Wednesday, and by tomorrow afternoon, we should have the keys.

We then had to do a walk through to sign off that the property hadn't turned into a pumpkin since we put the offer in. It was only the second time I've been able to see the place, so it was good to take another look. Sarah's been doing lots of running around to organise quotes for the kitchen renovation and measure the windows for curtains, so she's seen it many more times.

There's going to be a few little odd jobs that need doing around the place. There's a few lights that aren't working (presumably just bulb replacements. There's an outside cupboard that's falling apart. There's a little water feature that I think we'll just get rid of, as the pump is a waste of electricity and it'll just breed mosquitoes otherwise. It's going to be home.

Well that all happened rather quickly.

This morning, we met with our agent to go through all of the offer paperwork, at the bright and early time of 7:30am after (for me at least) a bad night's sleep staring at the ceiling.

It wasn't that bad. A lot of disclosures, a lot of initialling and signing. Here's what the stack of paperwork looked like:

The existing building reports didn't come back with any red flags. There's a little bit (around $1,000) of termite damage. We put in the contract that the sellers have to fix that. The hot water tank needs to be strapped to the wall to be in earthquake compliance. We put that in the contract too.

A couple of hours later, we'd got all of the paperwork out of the way, and Nick said he'd present the offer to the seller's agent at 3pm.

I got a phone call at about 5pm from Nick saying that they'd accepted the offer, with all of our conditions, so we're all ready to go for closing on the 23rd.

Apparently the reason the sellers are so motivated is because they borrowed against the equity in this condo to buy a house, so they're eager to close the deal. We managed to negotiate the price down slightly to $519,000 (anything lower would have been a short sale for them, and we already know all about what that can entail). Even for that price, they've made a tidy profit on the $180,000 they paid 14 years ago.

So this is working out really well, timing-wise. We'll close on the 23rd, go visit Chris, Bri and Clara in Atlanta for Christmas, and then have all of January to do any work on the place before our current lease expires.

Just got to wait for the finance approvals and an international money transfer now. I'm slightly miffed that I booked it yesterday at 0.90 cents, and the AUD has risen to 0.92 cents today.